Two Factor Authentication (2FA) (2024)

What is Two Factor Authentication?

Two Factor Authentication (2FA or TFA) is the technical term for the process of requiring a user to verify their identity in two unique ways before they are granted access to the system. Traditionally, users have relied on and are accustomed to authentication systems that require them to provide a unique identifier such as an email address, username or phone number and a correct password or pin to gain access to the system.

2FA extends this paradigm by adding an additional step to the authentication process, most commonly requiring the user to enter a one-time token that is dynamically generated and delivered through a method that only the user has access to. Another common method is to use the users biometric data such as fingerprints or retina as a second factor.

Increased Security & Peace of Mind

Two Factor Authentication is not new, in fact the technology was conceived way back in 1984. It is increasingly important in the modern world as more and more of our lives, both personal and business, move to digital mediums and the threats of hacking, theft and loss of access can have dire consequences.

For years, companies have tried to enhance the security of user authentication by requiring ever increasing requirements like length of password, special character requirements, requiring the user to change their password frequently, sophisticated hashing and salting algorithms that conceal the actual password and much more. At the end of the day, a password only system is still vulnerable as users tend to use the same password across multiple systems, phishing and social engineering techniques that get the user to unknowingly reveal their password are all too common and many other scenarios can lead to a password being compromised.

Two Factor Authentication gives the user and system administrator a peace of mind as it ensures that even if the users password is compromised the account cannot be accessed without also knowing not only the method used as the second factor but also having access to the second factor such as a dynamically generated one-time password (OTP) or biological token.

Something you Know, Have and Are

Two factor authentication is based on the user providing two of the following three “somethings”:

  • Something you Know – the password or pin for an account
  • Something you Have – a physical device such as a mobile phone or a software application that can generate one-time passwords
  • Something you Are – a biologically unique feature to you such as your fingerprints, voice or retinas

Learning the password or pin for an account is what most hackers go after. Accessing a physical token generator or getting biological features is harder and the reason why 2FA is effective in providing greater security for user accounts.

Types of Two Factor Authentication

There are numerous ways to implement 2FA. They all have their pros and cons, but all significantly increase the security of user accounts when implemented. The key takeaway from all of the methods discussed below is that once the user has verified their username and password, they are required to enter a second password that is dynamically generated and constantly changing before they can access the system.

Companies often implement additional rules for when and how 2FA is used. The user may not need to use 2FA if they are within the company intranet or on a device they previously used 2FA to login. In other cases, the user may need to use 2FA every single time they authenticate. Auth0 supports these and other custom implementation rules to meet business needs.

SMS Token

Perhaps the most common method of implementing 2FA. This method sends the user a unique token via SMS text message, normally a 5-10 digit code, after they have successfully entered their username and password. The user then needs to provide this unique token before they are granted access.

Pros:

  • User friendly – most users are comfortable receiving text messages
  • Availability – majority of phones have SMS capabilities
  • Cost – inexpensive to setup and maintain

Cons:

  • Connectivity – cell signal and reception required to receive token
  • Security – SMS messages can be intercepted by 3rd parties
  • Hardware – physical device required so if phone is lost or stolen the user cannot authenticate

Email Token

Another fairly common method of two factor authentication. This method is very similar to the SMS method above but common implementations include having the user enter a 5-10 alpha-numeric token or clicking a link provided in the email. Dynamically generated one-time passwords are also used here.

Pros:

  • User friendly – users can receive emails to both computers and mobile devices
  • Cost – inexpensive to setup and maintain
  • Options – can give the user additional options to verify token such as clicking a link

Cons:

  • Delivery – email can fail to be delivered in many ways including: email goes to spam, bounced by server, delivery queue backed up causing a delay in delivery, etc.
  • Security – emails can be intercepted by 3rd parties and tokens compromised
  • Redundancy – if 3rd party gains access to users credentials it’s possible they could access email as well and thus easily get the token

Hardware Token

This method is common in enterprise environments but can be used in any system. The way this method works is the user is given a physical device such a key fob, USB dongle or other device that dynamically generates a token for the user. These tokens are generally valid for only short periods of time, some as low as 30 seconds, and constantly change.

Pros:

  • Standalone – doesn’t require reception, online connectivity or other factors to generate tokens
  • Reliable – hardware tokens are specifically built to only generate tokens
  • Secure – as these devices only perform one task, the possible vectors of exploitation are greatly reduced

Cons:

  • Cost – expensive to setup and maintain
  • Hardware – devices can be easily misplaced, forgotten and lost
  • Too Many Devices – having a hardware device for multiple services may make the user not want to use 2FA

Software Token

Software tokens require the user to download and install an application that runs on their computer or mobile device that dynamically generates tokens for the user. With the rise of smartphones – this method is gaining popularity. Software tokens work similarly to hardware tokens in that they are randomly generated and last a brief period of time before changing but developers can choose a number of different implementations to meet the business needs.

Pros:

  • User friendly – apps generally have simple interfaces that just display the token to the user
  • Updates – easy to update software and apply patches when needed
  • Extensibility – ability to add enhanced features such as requiring a pin to access the app or using a single app for multiple accounts

Cons:

  • Cost – expensive to implement and maintain
  • Additional Software – requires user to download and install additional software to their devices
  • Security – application used to generate token can be compromised without user knowledge

Phone Call

This method of 2FA calls the user once they have authenticated their username and password and provides them with the token. This is perhaps the most inconvenient method for the end-user but is a viable and common method of delivering dynamic tokens to the user.

Pros:

  • User friendly – as simple as receiving a phone call
  • Cost – inexpensive to setup and implement
  • Reliability – generally voice/SMS reception requires less bandwidth than data so may be a good alternative to software or email based verification where a data connection is required

Cons:

  • Security – calls can be intercepted, forwarded or voicemails hacked
  • Connectivity – cell signal and reception is required
  • Hardware – requires physical device to receive token

Biometric Verification

This method of 2FA is unique and different from the others we mentioned so far. Biometric verification relies on the actual user being the token. A unique feature such as the users fingerprints or retina is used to verify that the user is who they say they are.

Pros:

  • The user becomes the token – just be yourself!
  • Options – many different options for token including fingerprints, retina, voice and facial recognition
  • User friendly – minimal knowledge of how systems work required by end user

Cons:

  • Privacy – storage of biometric data raises privacy concerns
  • Security – fingerprints and other biometric data can be compromised and cannot be changed
  • Additional hardware – requires special devices to verify biometric data – cameras, scanners, etc.

Implementing Two Factor Authentication with Auth0

Implementing 2FA with Auth0 is easy and simple. You can implement 2FA with our Guardian app or with third-party 2FA providers. Out-of-the-box we provide two popular 2FA providers, Google Authenticator and Duo, which can be setup with minimal effort in just a few minutes.

Additionally, you can implement custom providers and rules to enhance and fine-tune the workflow for 2FA to meet the needs of your business. Let’s see how this process works with Guardian.

Two Factor Authentication (2FA) (1)

Two Factor Authentication with Auth0 and Guardian

Implementing 2FA with Auth0 and Guardian can be done in as little as two steps.

  1. In the Auth0 management dashboard, navigate to the Multifactor Auth section.
  2. Enable how you would like your users to receive their 2FA codes. You can choose push notifications, SMS, or both.Two Factor Authentication (2FA) (2)
  3. (Optional) Configure which of your Auth0 Applications 2FA should be enabled for and make any additional configuration changes as needed.Two Factor Authentication (2FA) (3)

Save your changes and 2FA with Guardian will be enabled for your app! The next time a user attempts to login they will be prompted to setup 2FA before gaining access to your app.

Two Factor Authentication (2FA) (4)

Adaptive Context-aware Multifactor

Adaptative Context-aware Multifactor allows you to enforce 2FA or additional layers of authentication based on different conditions such as: geographic location, time of day/week, type of network, custom domains, certain IPs or any arbitrary condition that can be expressed in code on the Auth0 platform.

By default, 2FA is only requested when the overall assessed confidence is low. However, you can enforce it to be requested every time a user logs on or define your logic within actions to trigger 2FA.

You can define rules such as when accessing mission-critical applications from outside of your company’s intranet, when accessing from a different device or from a new location.

Two Factor Authentication (2FA) (2024)

FAQs

What is two-factor authentication 2FA? ›

Two-factor authentication (2FA) is an identity and access management security method that requires two forms of identification to access resources and data. 2FA gives businesses the ability to monitor and help safeguard their most vulnerable information and networks.

How safe is two-factor authentication? ›

When Faced With the Question, Is 2-Step Verification Safe? The answer is a sure yes. However, it is not foolproof. There should be additional measures to further prevent hackers from infiltrating the user's accounts.

What is the difference between 2 factor authentication and 2 factor verification? ›

The key difference between 2-step verification vs. 2-factor authentication is that 2FA requires two independent forms of authentication from different categories. In contrast, 2SV only requires two pieces of information with no regard for whether they are from the same type of authentication category.

What is the best example of two-factor authentication? ›

The most common type of 2FA is using a password (something you know) and a one-time code generated by an authenticator app (something you have) as the two factors. 2FA can be used to protect a wide variety of online accounts, including email, social media, and online banking.

What are the requirements for two-factor authentication? ›

Two-factor authentication (2FA) is a security system that requires two separate, distinct forms of identification in order to access something. The first factor is a password and the second commonly includes a text with a code sent to your smartphone, or biometrics using your fingerprint, face, or retina.

Does Gmail have two-factor authentication? ›

2-step verification adds an extra layer of security to your Google Account. In addition to your username and password, you'll enter a code that Google will send you via text or voice message upon signing in.

What happens if I lose my two-factor authentication? ›

If you lost your two-factor authentication program and can't access your account, you should contact the support team for the service you are trying to access. They will be able to assist you in regaining access to your account.

How long does two-factor authentication last? ›

2FA codes have a short lifespan, typically 30-60 seconds.

What's the main disadvantage of two-factor authentication? ›

2FA, and multi-factor authentication as a whole, is a reliable and effective system for blocking unauthorized access. It still, however, has some downsides. These include: Increased login time – Users must go through an extra step to login into an application, adding time to the login process.

Can hackers beat 2 factor authentication? ›

Most 2FA methods involve sending temporary codes via SMS or emails, but these can be easily intercepted by hackers through account takeover, SIM swapping, and/or MitM attacks. To avoid these vulnerabilities, businesses should use authenticator apps like Google Authenticator or Microsoft Authenticator.

Do I really need two-factor authentication? ›

Two factors are better than one

Even if a hacker knows your username and password, they can't log in to your account without the second credential or authentication factor.

What is 2FA and how do you set it up? ›

What is 2FA and how do you set it up? 2FA adds a second verification step (like a code from an app). Set it up by downloading an authenticator app, scanning a QR code, and entering the code generated.

What is the difference between 2FA and password? ›

Two-factor authentication (2FA) requires a user to validate their claimed identity in exactly two ways. The first method is often a username and password, while the second form is more varied. The most common secondary factors are SMS, email, and authenticator app one-time password (OTP) codes.

Does 2FA cost money? ›

Fortunately, in most cases,⁢ 2FA is free. With the right setup, all you have to do is: Download an authentication app such as Google Authenticator or Microsoft Authenticator.

What is a 2FA username and password? ›

Perhaps the most common method of implementing 2FA. This method sends the user a unique token via SMS text message, normally a 5-10 digit code, after they have successfully entered their username and password. The user then needs to provide this unique token before they are granted access.

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